CommSec Cash Management

No monthly account fees#, competitive interest rates and instant access to manage your cash and investing in one location sound too good to be true? Welcome to CommSec Cash Management.

  • CommSec Investment Account - Earn 4.75% pa* on every dollar
    You can use our innovative AutoSweep feature to transfer funds to your Investment Account from your Cash Account automatically, making the most of the great interest rates.

  • CommSec Cash Account - An everyday cash account with no monthly fees
    You earn 0.25%pa on balances above $5,000. Use your Cash Account to deposit your salary, pay bills, direct debits and credits, BPAY, settle your shares trades and pay in your dividends.

  • CommSec Debit MasterCard® offers you global access to your cash, and fee-free ATM withdrawals via Australia’s largest bank ATM network. You can also use it to make purchases anywhere in the world the MasterCard logo is displayed.

Your security is our responsibility:

As Australia's largest online broker you can be confident with the security you expect for your valuable personal information and financial details. We continue to invest in security that protects you, your name and your money.
This includes:

  • Two-factor and SMS authentication.
  • Transaction fraud monitoring.
  • 128-bit encryption.

# Other fees may apply on CommSec Cash Account. Please see the brochure for full details.

Important information:
CommSec Cash Management refers to products of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 administered by its wholly owned subsidiary Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814.

Applications for CommSec Margin Loan are subject to approval. Conditions, fees apply.

As this information has been prepared without taking into account your objectives, financial situation or needs you should, before acting on this information, consider its appropriateness for your circumstances. Full terms and conditions are available on request. Fees and charges apply. If you have a complaint, our dispute resolution process can be accessed on 13 15 19.

* Rate applies to the whole balance of the CommSec Investment Account and is calculated daily and paid on the last business day each month. Interest applies to new and existing accounts. The rate is variable and is subject to change without notice.

Why choose CommSec Cash Management?
  • No monthly account keeping fees
  • Earn 4.75%pa* on every dollar in your Investment Account
  • Access your cash with your CommSec Debit MasterCard®
  • No transaction fees on domestic purchases
  • Fee free access to Australia's largest bank ATM network
Join now
Margin Lending

Borrowing to invest, or gearing, gives you a wider range of investment opportunities.