CommSec Debit MasterCard®

The CommSec Debit MasterCard® enables you to pay for products and services all over the world, from your own funds in the CommSec Cash Account. This is not a credit card
so there are no card application or annual fees, and you'll enjoy easy access to your
cash, wherever you are.

NOTE: When you use your CommSec Debit MasterCard, you must always select the 'Credit (CR)' button when using an ATM or when making purchases.

• Your new card comes with Chip technology

  Chip cards offer a more secure way to process card transactions. The secure microchip contains security data and software – because it is more difficult to fraudulently copy the details of the card, security is increased.
  
  

• Tap & Go™ with MasterCard PayPass™

  MasterCard PayPass is a faster, easier way to make purchases of $100 or less. You don’t need to sign or enter a PIN to pay for things $100 or less. Just tap your card against a PayPass reader and once the transaction is confirmed with a beep, you're done.
  
  

• Use for everyday purchases

  Use your card at point of sale to pay for anything from groceries to petrol, dining out and paying bills.
  
  
  

• Use for online, telephone or overseas purchases

  Your MasterCard is accepted at over 28 million locations worldwide, wherever the MasterCard logo is displayed and you can use your card to make purchases online, over the phone or at point of sale.
  
  
  
  
  

• Unlimited free Commonwealth Bank ATM transactions

  You can use your CommSec Debit MasterCard for fee-free withdrawals and balance enquiries at any Commonwealth Bank ATM in Australia.
  
  
  
  

• Access your cash wherever you are world-wide

  Withdraw cash or make a balance enquiry from your CommSec Cash Account at over 1.4 million ATMs.
  
  
  
  
  
  

• No artificial spending limits

  Transact up to the limit of the available funds in your CommSec Cash Account if you need to, without the restriction of a credit limit. (Note: daily withdrawal limits apply to ATM transactions and BPAY payments.)
  
  

• Transaction Security

  Enjoy peace of mind with fraud monitoring on every card transaction and MasterCard Zero Liability, protecting you against fraud and unauthorised charges.^#
  
  

• MasterCard applause™

  MasterCard applause is an exclusive entertainment service brought to you by MasterCard and Ticketmaster. Now, you can get coveted access to some of the biggest events and names in entertainment and sport. As a MasterCard cardholder, you'll enjoy pre-sale periods and exclusive admission to concerts and live events, plus special offers on a number of tickets.
  
  

• Support

  Access support whenever you need it via our 24-hour, 7-day contact number for lost or stolen cards: call 13 15 19 or +61 2 8223 7014 if outside Australia. If you lose your card, or it's stolen, either in Australia or overseas, we can issue you with a replacement card, an emergency card or emergency cash. Fees apply.

Important information:
CommSec Cash Management refers to CommSec Cash Account and CommSec Investment Account. CommSec Cash Account, CommSec Investment Account and CommSec Margin Loan are products of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 administered by its wholly owned subsidiary Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 ("CommSec"). CommSec is a participant of the ASX Group and the Sydney Futures Exchange.

# MasterCard's Zero Liability Policy does not apply to commercial cards or PIN based transactions. Other restrictions apply. For full details, please visit mastercard.com.au.

PayPass and Tap & Go are trademarks of MasterCard International Incorporated.