Boost your investment power
Borrowing to invest, otherwise known as gearing, gives you a wider range of investment opportunities and increases your potential returns.
For years Australians have been gearing into investment property, enjoying the tax benefits and profit potential of assets they couldn't otherwise afford. A CommSec Margin Loan helps you put the same principles to work with shares or managed investment funds.
A Margin Loan is an investment tool that allows you to multiply your purchasing power by unlocking the equity that you have in your existing investments, and combining it with loan funds to purchase additional investments that you may not have been able to afford otherwise.
By borrowing to invest (also known as gearing) in additional investments, you obtain greater exposure to price movements, dividends, distributions, corporate actions and franking credits — which can help you grow your wealth faster. With a CommSec Margin Loan you can borrow against over 1900 approved shares and managed funds through the one platform where you can research, transact, fund and manage your investments 24 hours a day, 7 days a week.
Margin Loans and ETOs involve risk - see the Margin Loan and ETO Risk Disclosure, Disclaimer and Important Information.
CommSec Margin Lending facilities are provided by the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (the Bank) and administered by its wholly owned but non-guaranteed subsidiary Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec). Please consider the product disclosure statement (PDS), and terms and conditions, available from the Bank as the product issuer, at commsec.com.au before making any decision about the product. As this information has been prepared without taking into account your objectives, financial situation or needs you should, before acting on this information, consider its appropriateness for your objectives, financial situation or needs and, if necessary, seek appropriate professional advice. Applications are subject to credit approval. Please consider the PDS for Exchange Traded Options issued by CommSec available from commsec.com.au before making any decision about the product. Fees and charges apply.