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Investment Account

The CommSec Investment Account is a high-interest online savings account linked to your CommSec Cash Account so that you can access and transfer funds instantly while maximising your interest earnings.

  • 4.75%pa* on every dollar

    Earn competitive interest on every dollar in your CommSec Investment Account, calculated daily and paid monthly. And there are no minimum opening or ongoing balances, or limits on deposits and withdrawals.


  • No fees

    Make the most of your high interest savings account with no monthly fees and earn a competitive interest rate on your whole balance.

  • Instant transfers

    Transfer funds instantly between your CommSec Investment Account and your CommSec Cash Account when you're ready to pay for share trades, access your cash or make purchases.

  • Margin Loan collateral

    Use the funds in your CommSec Investment Account and/or CommSec Cash Account as collateral for your CommSec Margin Loan, at the same time as they're earning you a great interest rate.
    When you use funds in your CommSec Investment Account and/or CommSec Cash Account as collateral for your Margin Loan, these funds are placed on 'hold', and you will not be able to transfer them out of the account until the hold is removed.

Important information:
CommSec Cash Management refers to CommSec Cash Account and CommSec Investment Account. CommSec Cash Account, CommSec Investment Account and CommSec Margin Loan are products of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 administered by its wholly owned subsidiary Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 ("CommSec"). CommSec is a participant of the ASX Group and the Sydney Futures Exchange.

* Rate applies to the whole balance of the CommSec Investment Account and is calculated daily and paid on the last business day each month. Interest applies to new and existing accounts. The rate is variable and is subject to change without notice.

Why choose CommSec Cash Management?
  • No monthly account keeping fees
  • Earn 4.75%pa* on every dollar in your Investment Account
  • Access your cash with your CommSec Debit MasterCard®
  • No transaction fees on domestic purchases
  • Fee free access to Australia's largest bank ATM network
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Margin Lending

Borrowing to invest, or gearing, gives you a wider range of investment opportunities.

Cash Management quick links
 
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© Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 ("CommSec") is a wholly owned, but non-guaranteed, subsidiary of the
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 ("the Bank") and both entities are incorporated in Australia with limited liability.
This site is directed and available to and for the benefit of Australian residents only (2012).